... 儲存版型03:27 圖表/指標版面配置/ 修改儲存06:37 股票下單/取消/修改下單09:50 帳戶資訊/資金查詢09:14 股票篩選/個股資訊【 StreetSmart Edge ® ... ... <看更多>
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... 儲存版型03:27 圖表/指標版面配置/ 修改儲存06:37 股票下單/取消/修改下單09:50 帳戶資訊/資金查詢09:14 股票篩選/個股資訊【 StreetSmart Edge ® ... ... <看更多>
StreetSmart Edge ® 是嘉信的卓越交易平台,以配合您的思考和交易方式運作。您可以下載軟件,或透過雲端在網上使用。 觀看粵語視頻 | 國語視頻瞭解詳情.
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streetsmart edge下載 在 [心得] Charles Schwab 開戶心得- 看板Foreign_Inv 的實價登入和評價
1/28
春節放假前一天 紅色郵筒寄出 雙面列印 郵資93NTD
2/21
早上7點連續打了5通家裡電話 都家人接聽 家人有叫銀行打手機
但是在9點30左右 銀行打公司電話給我(講中文的)
告知水電費帳單地址上需要有我的姓名 需email回傳給他
還有幾個基本問題 上市公司股東 政要 資金來源與資金匯出銀行等等
2/27
收到ACTION REQUIRED: Schwab eConfirms Consent
3/3
由於出國 回國後才收email 點擊"Consent"按鈕完成email認證
3/11
收到Fedex寄來的Visa debit card
3/13
這兩天太忙 沒空開卡 爬文得知開卡需要帳戶號碼
但是完全沒有人打來教我使用帳戶阿
用google voice打Schwab華語服務專線
沒有台灣銀行業那麼多層&冗長的轉接(根本在浪費客戶生命...)
接聽人員幫我轉到可以協助我啟用帳戶的專員
專員用visa卡號查到我的帳戶資料 進行帳戶啟用程序
專員有詢問是否需要開啟專用看盤軟體StreetSmart Edge的使用權限
反正不用錢就同意 不過在台灣不知道是什麼問題
連線狀態常常是loading 所以我還是都用網頁在交易
最後專員在幫我轉到電腦語音開卡作業 結束通話
過程中有詢問一些問題
Q:有沒有新戶交易優惠
A:美股一筆交易是$8.95,沒有新戶免手續費優惠
Q:國際電匯有無入戶手續費?
A:國際電匯不收取任何手續費
Q:可以轉帳給其他親友的在美國的銀行帳戶嗎?有無手續費?
A:可以,免手續費,但是需要先經過認證(填表格寄回) 詳情請參考Money Link Form
3/14
台北富邦雙電匯約11000USD
詳情請看 #1JAM3Kz- (Foreign_Inv)
3/17
詢問支票
由於我需要銀行帳號來認證us ebay帳號 所以在等支票上的帳號資料
銀行告知3/17確認開戶款項匯入 完成帳號啟用後 隔天會自動寄出支票
後來是用網銀的message功能詢問得到銀行帳號routing number+account number
不用等收到支票就可以先知道checking account帳號
銀行還有說這個國際投資帳戶是附加checking account功能
checking account是開在BNY Mellon之下
查一下BNY Mellon 恩...很大間的銀行
燙金門牌中的金門牌1 Wall St, New York
3/18
有在買美國網路購物的都知道
一大堆好料都不吃國際信用卡ex:coach、steve madden...
準備轉辦一張美國AE信用卡
使用網銀message功能 更改郵寄地址到美國朋友的家裡
由於是外國人用美國地址 所以要寫一張表格
解釋為何你這個外國人會有美國本土的郵寄地址
我很誠實地寫了因為要online shopping
後來客服人員有說通常是要正當一些的理由 不然可能會被打槍
ex:國際郵件容易寄丟,英文不好請美國親友幫忙收信翻譯 等等 請自由發揮
不過我用online shopping的理由地址還是有改成功 耗時3~5個工作天
3/27
收到人生第一分支票 很薄很沒質感...
4月份
在台灣陸續收到一些文件 我購買的ETF說明書之類的
應該是地址更改完成前買的ETF
詢問購買免手續費ETF有沒有賣出時間上的限制
客服人員說只有一點必須要注意
賣出股票/ETF在交割日之前 美股是下單日+3天
因尚未交割 如果餘額不足 而再去買股票/ETF 就會違規
除此之外 沒有其他時間上的限制
iPhone&iPad App需要轉換成美國帳號才能下載
用台灣帳號下載的不能登入美國schwab帳號
App存支票功能被鎖住 有點選啟用被reject
不知道能否申請開通此功能
4/30
在台灣收到支票簿 原來之前收到的是暫時的
四五本有吧 支票上地址是舊的(台灣)
會選擇Schwab最大的原因就是那張Debit卡
跨國提款刷卡免手續費 以後出國不用換現鈔
直接到當地提款機領鈔票 匯率是visa的
大概是銀行即期匯率的中價 比拿現鈔換匯划算很多又方便
還有美國網路購物
跟板上多數人以投資為目的開戶不太一樣
當然也是有嘗試一下投資ETF
不過我這奈米戶目前只有玩玩免傭ETF
美股$8.95手續費 感覺可以讓奈米戶的ETF賠蠻久的
補充
1.google資料時看到schwab有一張很神的信用卡 現金回饋2%
詢問銀行有無信用卡可以申辦 客服回答:無
後來找到資料是在幾年前schwab把信用卡部門賣給BOA
所以現在沒有信用卡可以辦了
2.App存支票功能透過Message詢問得知需要開戶9個月後打電話去申請
日後申請成功後應該就可以在台灣換旅支然後用手機App存錢進去吧
感謝m997補充 不能app存旅支
熱心板友看到提供給我的
schwab app存支票教學 https://cyutptw.blogspot.tw/
應該也是板上前輩
台灣美國運通信用卡轉美國卡心得文
#1JX5i5aV (creditcard)
2016/06/11 更新
可以把home address設定在US
讓debit card買些只收美卡的網站
然後把mailling address設定在TW
以後所有文件包括debit card到期都會寄到TW
對於跟美國親友借地址的人來說非常方便
不過要將開戶的TW地址改成US會比較麻煩就是了
因為US home/legal address通常只限定residence
美國地址是一個課稅指標 所以NRA擁有美國地址管制比較嚴格吧
以下客服回覆原文
You may have one home address on record. Only one home/legal residence is
allowed, which is what will be on the Visa system for your debit card as
well. The mailing address may be a different location for any documents that
need to be delivered by mail (if unable to deliver electronically, such as a
new debit card).
--
※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 220.128.98.218
※ 文章網址: https://www.ptt.cc/bbs/Foreign_Inv/M.1399368584.A.602.html
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